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Financial literacy is an important life skill for children to learn early on.

Future-proofing their money management and giving them the skills to avoid financial problems when they take charge of their earnings and spending is very important.

Life experience, teachers or parents – what really makes a difference when children are learning about managing money?

The COVID-19 global pandemic has and will continue to have a significant financial effect on Australian families.

It is almost comical to think of a time where cash was the primary payment method. Imagine managing your entire family’s finances with no access to internet banking, savings trackers, or money management apps.

When asking for a new toy or a treat at the shops as a young kid, my parents would sometimes turn me down with the simple saying, “Money doesn’t grow on trees”.

With modern society increasingly turning cashless, internet purchases have never been more easily accessible and instantaneous. Especially for children.

Handing over your credit card to your child not only has financial risks.

With the use of apps and online financial platforms making it easier to transfer funds or pay bills, children have less opportunity to physically see how money is managed, spent and most importantly saved.

Dealing with the issue of pocket money can be tricky for any parent. There are no hard and fast rules. As a parent of 10 year old twins who constantly crave for more independence, reaching a compromise on pocket money hasn’t been easy. Kids can be shrewd negotiators!

If children could buy their own Christmas gifts, what would they buy?

Check out the latest toy predicted to top the gift list for the under-12s. Boppi, The Booty Shakin’ Llama is a fun robotic toy that dances to three catchy tunes.

Our entire system of monetary transactions has evolved; we hardly ever handle money in cash, except when we organise our children’s pocket money. We are forced to take a step out of our everyday cashless society, and back into the dated culture of notes and coins.

The special relationship between grandparents and grandchildren starts looking exceptional when planning for Christmas. Those wish lists always include the latest fad enthusiastically talked about, hoping that if mum and dad say ‘no’, grandparents will tune into the request.